If you’re working full-time and earning decent money, chances are you have asked yourself this question at least once:

“I’m making good money… so why don’t I feel financially ahead?” OR “I have this cash sitting and do not know where to invest”

You’re not alone. Many people on solid household incomes still feel stuck when it comes to investing. Not because they don’t earn enough—but because they’re not sure where their money should actually go. The other bit is trust. Who do you start to trust? I’ve had one too many people suggest “Get Rich Quick” schemes and I can tell you if its too good to be true, it mostly isn’t (atleast when it comes to money).

I had written a blog several years ago when I was in India that was a result of a similar question I got from others around me – where do I invest? At that time I was early in my career however with about 10-12 years of investing I had learnt my share of lessons – good and bad. I had trusted advisors and friends when it came to investing without being able to do my own analysis. Hence I blamed them for a while. However you’ve heard the term – “Investment is subject to market risk, please read the offer document carefully before investing”. There is always a degree of risk attached to every investment. I suggest if you haven’t read the earlier blog, go ahead and read it. My grammar and vocabulary may have improved a little however the content is the most important thing.

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